Cash flow infrastructure

Your money arrives on its own. Your team stays in charge.

Automation handles the collection work for any business running on payment plans, commissions or recurring revenue. Invoices go out on schedule. Reminders fire when they should. Reconciliation happens quietly in the background. You only step in to approve what matters.

The speed of automation.
The judgement of your best people.

Payment plan example: six instalments, four processed automatically, one reconciled live, and two queued for future cycles.
Chapter 01 · The problem

Chasing money you've already earned.

Every payment cycle, every instalment, every client — manual work that scales with your business but never gets easier. Spreadsheets that never quite match. Invoices written by hand. Reminders no one sent. Your team spends more time collecting than building.

Stressed office worker holding her head, surrounded by spreadsheets showing overdue and unpaid invoices, with sticky notes and stacks of paperwork.
$0M
Frozen in one recent collapse
0%
Of admin time lost on reconciliation

Cut the delays, free up the hours, and stop fixing errors that shouldn't have happened in the first place.

Chapter 02 · What it does

Put automation to work where it really pays off.

Automation isn't just for drafting emails or finding recipes. The real opportunity is putting it to work on operational problems that drain your team — quietly, reliably, and fully under your control.

01

From a document to a live cash flow.

Upload the contract, the agreement, or the proposal. Our system reads it and builds a recurring schedule from it. Each invoice goes out at the right moment, with the right details, every cycle — no spreadsheets, no reminders to yourself.

02

Get paid without lifting a phone.

Every client moves at a different pace. The system adapts to each calendar, sends out friendly nudges at the right intervals, and surfaces anything that's slipped past its date. Your people only step in when judgement is actually needed.

03

One view of where the money is.

All your billing in one place. See what's gone out, what's come back, what's late, and what's coming up — instead of bouncing between five tools, four spreadsheets and a phone call to the bookkeeper.

If your business collects over time, you're in the right place

Tuition
Gym memberships
Property rent
Insurance premiums
Subscriptions
Commissions
Franchise royalties
Construction milestones
BNPL
Any business on payment plans
Chapter 03 · Why Instalments

Built for what generic tools never quite get right.

Off-the-shelf accounting software handles transactions. Off-the-shelf payment processors handle cards. Neither was built for the messy, recurring, rules-per-client reality most operations actually run on. That gap is where we live.

Click any reason on the left to read it in detail →

REASON 01

Scales with your business, not your payroll.

The work that used to need two more hires now runs in the background. As you take on more clients, the platform absorbs the load — your team doesn't.

REASON 02

Automation handles the load. Your people handle the calls.

The system never acts on its own when something is at stake. Routine work runs in the background; anything that needs a decision lands on a human's desk first.

REASON 03

Designed around how recurring revenue actually flows.

Not a generic billing tool with a recurring feature tacked on. Engineered for the way payment plans really work — irregular cycles, bespoke terms, and the exceptions that need a real person to weigh in.

REASON 04

Bends to your rules, not the reverse.

Every client, every contract, every plan can have its own cadence. The platform shapes itself to how you already operate — without forcing you to change a single process.

Chapter 04 · FAQ

The questions worth answering.

The ones we hear most. The ones we'd ask too. Straight answers, no fluff.

01

What kind of business is Instalments built for?

Anyone who collects money over time — tuition, memberships, recurring fees, instalment plans, commission splits, structured billing. If your billing cycle is too messy for a spreadsheet and too important to get wrong, we're built for you.

02

Do I have to replace my current systems?

No. We sit alongside the tools you already use, plugging into your current setup and workflow — no migrations, no 'rip and replace'. You keep what works; we make it faster.

03

How is this different from a payment processor?

Payment processors handle one-off transactions beautifully. We handle the messy, recurring, multi-party reality most companies actually live in — custom schedules, exceptions that need a real decision, and reconciliation that ties back to your books on its own.

04

Is my data safe? Where does it live?

Yes. Records are encrypted end-to-end, access is role-based and fully logged, and every action leaves a trail you can audit. Security and privacy are baked in from the foundation, not added later.

05

What happens if the automation makes a mistake?

It doesn't act alone. Every decision with stakes — approvals, exceptions, refunds, escalations — goes through your team. The system handles volume; your people make the calls. You always have the final word.

06

How long does setup take?

The team sits down with you and tailors the system to your workflow. Most setups take days, not months. We carry the heavy lifting; you keep running your business.

07

What does it cost?

Pricing is tailored to each business based on volume, complexity, and scope. Once we understand your operation, we'll show you a number that makes sense for both sides.

08

When can I start using it?

We're onboarding businesses now. The earlier you reach out, the sooner we can sit down together and see if there's a fit.

The cash flow revolution starts here

Payments shouldn't slow your business down. Take it back.

You've seen what's possible. The next step is a conversation. Tell us about your operation — we'll tell you if there's a fit.

We reply within 48 hours.

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